Northwest Rent To Own/Lease To Own Homes LLC
Call Steph Bradshaw

Why Consider a Rent to Own

If you are tired of throwing your money away on rent, been turned down for a loan due to poor credit, or don’t have 3% - 20% for a down payment, then rent-to-own (sometimes referred as “lease option”) is right for you.

How long would it take you to save 3% - 20% for a down payment to purchase? How much rent money are you wasting while trying to save? I can put you into a home in as little as 45 days using a Rent to Own/Lease to Purchase program.

Why Is Renting To Own Advantageous

Let’s face it, banks are not flexible. If you do not meet their guidelines they will not finance a home purchase for you. Sellers are flexible, especially if they have a vacant home that they are making mortgage payments on. This flexibility can put you into a home that meets your needs with a financial plan to ownership from 1 up to 5 years.

Key Reasons to Rent to Own Now

  1. The main advantage of doing a Rent to Own, or Lease Option, is that at the end of your lease, should you decide to purchase, any and all equity that you've accumulated while renting can be applied as a reduction in purchase price or towards your down payment when you buy. As long as you have made 12 consecutive rent payments, Lenders can consider your loan a "Refinance" rather than a typical "Purchase", which means you can not only use your equity as your down payment, but you'll also get a much lower interest rate, and payment, than if you came to the table with no down payment!

  1. For very little money you are controlling a very expensive, and potentially very profitable piece of real estate. The property owner cannot sell or rent the home to anyone else during the contract period. If you choose not to purchase the home at the end you can walk away.


These are only a few keys reasons to consider a rent to own. Please visit the page title “Benefits for Tenant/Buyer” to the left of this page for a full list.


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